Connecting worlds, transforming lives

Northern Arc is a diversified financial services platform set up primarily with the mission of catering to the diverse retail credit requirements of the under-served households and businesses in India. We are registered with the Reserve Bank of India as a Non-Banking Finance Company and over the last 14 years, created a differentiated and comprehensive play on the retail credit ecosystem in India. Since 2009, we have facilitated financing of over ₹1.50 trillion that has impacted over 80.59 million lives across 682 districts, 28 states and seven union territories. We have developed domain expertise in enabling credit across our six focused sectors in India – MSME financing , Microfinance, Consumer Finance, Vehicle finance (commercial vehicle,  two-wheeler and EV finance), Affordable housing finance and Agriculture finance. In addition to being a key player across the focus sectors, we are concentrating on building expertise across the climate and renewable financing sector.

We enable access to debt capital through our three primary channels: i) Lending; (ii) Placements; and (iii) Investments, delivered through our proprietary digital stack and provide efficient digital financing solutions to areas which remain under-served in India.  Northern Arc handles an AUM of over INR 10,000 Crore, as of September 30, 2023. The firm is backed by marquee equity investors like Sumitomo Mitsui Banking Corporation, LeapFrog, 360 ONE Funds, Accion, Augusta Investments (known as Affirma Capital) and Dvara Trust.

*All the data stated are as of September 30, 2023.